Ordering a Tesla? Use my referral link
Tesla sets any referral reward and can change it. Check your order page before you pay. How my referral link works.
This is a plain-English summary of the U.S. offers on Tesla’s official Current Offers page, checked on Nov 3, 2026. Tesla changes these often and some depend on your location and credit, so always confirm on tesla.com before you order.
Tesla financing APR offers
| Model | Trims | APR | Orders placed |
|---|---|---|---|
| Model Y | Rear-Wheel Drive, All-Wheel Drive, Premium Rear-Wheel Drive, Premium All-Wheel Drive | 2.49% | On or after Oct 22, 2026 |
| Model Y | Performance | 3.99% | On or after Oct 22, 2026 |
| Model 3 | Premium Rear-Wheel Drive, Premium All-Wheel Drive | 2.49% | On or after Sep 28, 2026 |
| Model 3 | Performance | 1.99% | On or after Sep 28, 2026 |
Tesla’s terms: well-qualified buyers with excellent credit, a minimum 5% down payment plus taxes and fees, and terms up to 72 months. Tesla lists the monthly cost as $14.76 per $1,000 financed at 1.99%, $14.99 at 2.49% and $15.67 at 3.99%, all over 72 months.
The Model Y rate went from 1.99% to 2.49% for orders on or after October 22, 2026 (TeslaNorth). I covered what that means for buyers in Tesla Raises Model Y Interest Rates: Buy Now or Wait?
Other current Tesla offers
- 2,000 free Supercharging miles when you trade in a gas or hybrid vehicle. The miles expire two years after delivery and are only redeemable at Tesla-owned Superchargers.
- Full Self-Driving (Supervised) is available as a $99/month subscription on all models, and new vehicles get a free 30-day trial at delivery.
- $500 off for American heroes: military, first responders, healthcare workers, teachers and students, verified through ID.me before you order.
- Up to $10,000 loan interest deduction per tax year for qualifying new vehicles with final assembly in the U.S., bought after Dec 31, 2024 and before Jan 1, 2029 for personal use. It phases out above $100,000 (single) or $200,000 (married filing jointly) modified AGI. Ask a tax professional.
- Model Y L Premium Launch Series from $61,990 before destination and order fees ($63,630 with them), with one year of free FSD (Supervised), Premium Connectivity and Supercharging, plus free interior and exterior options.
- Section 179 for businesses: Tesla says qualifying businesses may deduct up to $31,300 on a new Tesla with a GVWR of at least 6,000 pounds used for business more than 50% of the time. Check the IRS rules.
How to check the offer on your order
- Open tesla.com/current-offers and pick your model to see the fine print for your area.
- If you want to use a referral, open my referral link before you place the order.
- After ordering, open the financing section of your order in the Tesla app or your Tesla Account and confirm the APR, term and monthly payment before you accept.
FAQ
What APR is Tesla offering on the Model Y right now?
Tesla lists 2.49% APR for the Model Y Rear-Wheel Drive, All-Wheel Drive, Premium Rear-Wheel Drive and Premium All-Wheel Drive, and 3.99% APR for the Model Y Performance, for well-qualified buyers who order on or after October 22, 2026, with at least 5% down on terms up to 72 months.
What APR is Tesla offering on the Model 3?
Tesla lists 1.99% APR for the Model 3 Performance and 2.49% APR for the Model 3 Premium Rear-Wheel Drive and Premium All-Wheel Drive, for well-qualified buyers who order on or after September 28, 2026, with at least 5% down on terms up to 72 months.
What does 2.49% APR cost per month?
Tesla's fine print puts it at $14.99 a month per $1,000 financed over 72 months. At 1.99% it is $14.76 per $1,000, and at 3.99% it is $15.67 per $1,000.
Does everyone get the promotional APR?
No. Tesla says the rates are for well-qualified buyers with excellent credit. Your approved rate shows up in the financing section of your order in the Tesla app or your Tesla Account.
Is the free Supercharging miles offer still available?
Tesla lists 2,000 free Supercharging miles when you trade in a gas or hybrid vehicle. The miles expire two years after delivery and only work at Tesla-owned Superchargers.
How do I use Matt's Tesla referral link?
Open the referral link before you place your order and follow Tesla's steps. Tesla decides what referral reward, if any, applies, so check what it shows on the order page before you pay.
Related
- Buy a Tesla Model Y or Model 3 now or wait?
- Which Tesla should you buy in 2026?
- Best Tesla Model Y accessories (2026)
- Every Frunk To Trunk discount code
Offers summarized from tesla.com/current-offers on Nov 3, 2026. Frunk To Trunk is not affiliated with Tesla. Offers can change or end at any time.